On July 22, 2025, SBI will conduct a scheduled maintenance activity on its UPI services. As a result, UPI services will be temporarily unavailable from 00:15 hrs to 01:00 hrs IST.
Despite this temporary disruption, SBI customers can continue to use UPI Lite Services for uninterrupted digital payments during the maintenance window.
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SBI’s recent social media post stated, “Due to scheduled maintenance activity, SBI UPI services will be temporarily unavailable from 00:15 hrs to 01:00 hrs on 22.07.2025 (IST). Customers may continue to use UPI Lite Services for uninterrupted service. We regret the inconvenience caused to our customers.”
How to enable UPI LITE on BHIM SBI Pay?
Download and launch BHIM SBI PAY. Tap on UPI LITE section. The app will prompt you to load the fund in UPI Lite. Post successful loading the fund in it, the UPI lite will be enabled on the app.
UPI LITE limit
As per SBI’s website, “Currently customer can add maximum Rs. 2000/-. Customer can make maximum Rs. 500/- per transaction, with a total cumulative usage per day: Rs 4,000 (daily limit). Maximum balance which can be made available in UPI LITE account at any time: Rs 2,000.”
Recent technical issues affecting SBI services
On July 18, 2025, SBI experienced intermittent disruptions with multiple services, including UPI, IMPS, YONO, and NEFT due to a technical issue. The bank reported that these services would fully resume by 01:30 hrs IST on the same day.
SBI advised customers to use ATM services and UPI Lite as alternatives while regular services were being restored.
On July 16, 2025, SBI’s YONO login services were intermittently unavailable and were expected to be restored by 11:00 AM IST that day.
Important FAQs on UPI LITE
Do I need a UPI PIN for UPI LITE transactions through BHIM SBI Pay app?
No, UPI LITE transactions do not require UPI PIN, making small-value payments quick and hassle-free through BHIM SBI Pay.
Can I disable UPI LITE after enabling it?
Yes, you can disable UPI LITE anytime through the BHIM SBI Pay app.
Are UPI LITE transactions visible in my bank statement?
No, UPI LITE transactions are not reflected in your bank statement as they are deducted directly from the wallet. Only the wallet load transactions appear.
What if a customer has an active UPI LITE account with balance in his mobile device and wants to change the mobile device?
A customer should first disable the existing LITE account in his phone so that LITE balance is transferred to the user bank account. User can then again do a fresh LITE account creation in the new device.
