The company’s total revenue from operations stood at Rs 2,616 crore, rising 18% from Rs 2,209 crore in the corresponding quarter of the previous financial year.
The company’s profit after tax (PAT) was marginally lower at 0.6% on a sequential basis versus Rs 587 crore reported in Q4FY25.
Meanwhile, the topline grew 4% over the previous quarter in which the company had reported a revenue of Rs 2,508 crore.
The Bajaj Finance subsidiary’s revenue from interest income stood at Rs 2,493 crore in the quarter under review, rising from Rs 2,374 crore in Q4FY25 and Rs 2,064 crore in Q1FY25. The other major revenue contributor was ‘Fees and commission income’ at Rs 59 crore, higher from Rs 52 crore in Q4FY24 and Rs 57 crore in the year-ago period.
The company incurred expenses of Rs 1,862 crore in the April-June quarter of FY26 versus Rs 1,788 crore in Q4FY25 and Rs 1,579 crore in Q1FY25. The expenses rose 4% on a quarter-on-quarter basis while rising by 18 YoY. The expenses were made on finance costs, employee benefits, and fees & commission, among other things.Key Takeaways
- Assets under management (AUM) grew by 24% to Rs 1,20,420 crore as of 30 June 2025 from Rs 97,071 crore as of 30 June 2024.
- Net interest income increased by 33% in Q1 FY26 to Rs 887 crore from Rs 665 crore in Q1 FY25.
- Net total income increased by 25% in Q1 FY26 to Rs 1,012 crore from Rs 810 crore in Q1 FY25.
- Loan losses and provisions for Q1 FY26 was Rs 41 crore as against Rs 10 crore in Q1 FY25.
- Gross NPA and Net NPA as of 30 June 2025 stood at 0.30% and 0.13% respectively, as against 0.28% and 0.11%.
- Provisioning coverage ratio on stage 3 assets at 56%.
- Capital adequacy ratio (including Tier-II capital) as of 30 June 2025 was 26.94%
- The Company enjoys the highest credit rating of AAA/Stable for its long-term debt programme from CRISIL and India Ratings and A1+ for short-term debt programme from CRISIL and India Ratings, the filing to the exchanges claimed.
