What financial independence truly entails
- Planning for long-term goals like retirement or a child’s education.
- Preparing for emergencies or job loss.
- Making informed investment decisions, not just saving reactively.
Confidence about core money tasks
Even among women who are earning or saving, there’s a deep undercurrent of financial insecurity — a feeling of not being ‘ready enough’.
Source: The Women & Finances Survey 2025 reached out to over 800 women across the country to understand how they perceive financial independence, manage money, invest, and plan for their future. #Figures don’t add up to 100% due to multiple responses
Major financial concerns
46.1%
Unsure of having enough for emergencies.
20.4%
Finding it difficult to save.
9.3%
No worries
62.7%
Unsure of having enough for personal needs and goals.
Do you need help?
Women’s top investment choices
Traditional products like fixed deposits & insurance policies
31.9%
Shares
10.99%
Mutual funds
38.9%
Gold
18.2%
(Disclaimer: The opinions expressed in this column are that of the writer. The facts and opinions expressed here do not reflect the views of www.economictimes.com.)
