SBI, Kotak Bank scheduled maintenance: UPI, net banking, NEFT services to be temporarily unavailable on these days

Customers of State Bank of India (SBI) and Kotak Mahindra Bank should note that these banks have announced scheduled maintenance activities this week during which several key digital banking services will be temporarily unavailable.

The affected services include Unified Payments Interface (UPI), Immediate Payment Service (IMPS), YONO, Retail Internet Banking (RINB), Automated Teller Machine (ATM) services, National Electronic Funds Transfer (NEFT), and Real-Time Gross Settlement (RTGS) will be temporarily unavailable from between 1 AM and 2 AM on July 16, 2025. However, during the said period, customers are advised to use UPI Lite.

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According to SBI social media post, “Due to scheduled maintenance activity, our services UPI, IMPS, YONO, RINB, ATM, NEFT and RTGS will be temporarily unavailable from 01:05 hrs to 02:10 hrs on 16.07.2025 (IST). These services will resume by 02:10 hrs on 16.07.2025 (IST).”

What is UPI LITE?

UPI LITE is a new payment solution to process low value transactions that have been set at below Rs 500.
Here is how to enable UPI LITE
Step 1: To enable UPI LITE, user has to open his/her UPI App
Step 2: On the home screen of the App, the user will get the option to enable UPI LITE. Click on the option
Step 3: User reads and accepts the terms & conditions
Step 4: User enters the amount to add in UPI LITE and select the bank account
Step 5: User enters UPI PIN
UPI LITE will be enabled successfully!Kotak Mahindra Bank will carry out maintenance on multiple dates, impacting various digital services
These services will not be available as per the details mentioned below.

Source- Bank mail